भारतीय रुपये में गिरावट आजकल चर्चा का बड़ा विषय बना हुआ है। अगर आप रोज़ाना रुपये की गिरती-बढ़ती कीमतों को देखते हैं और सोचते हैं कि ऐसा क्यों हो रहा है, तो यह लेख आपके लिए है। डॉलर की मजबूती, वैश्विक अनिश्चितताएं और भारतीय रिजर्व बैंक (RBI) का रुख – ये सभी फैक्टर रुपये की…
In finance, it is expected that investors make rational (logical) decisions to earn maximum returns. However, in real life, investors often act irrationally due to biases in their thinking and emotions. These behavioral biases cause people to make poor financial decisions, leading to losses or missed opportunities. Behavioral biases are mainly of two types: Cognitive…
Introduction Financial markets play a crucial role in shaping a nation’s economic landscape. Understanding their functioning, regulatory frameworks, and impact on policy decisions is essential for aspirants preparing for competitive exams. This article explores the intersection of financial markets and economic policy, offering insights relevant to various examinations. The Role of Financial Markets in Economic…
The Investment Policy Statement (IPS) is an important document in portfolio management, serving as a guideline for investment decisions. It outlines the investor’s risk tolerance, return goals, constraints, and investment strategy. Understanding the IPS and related asset allocation principles is crucial for making informed investment decisions. Why a Written Investment Policy Statement (IPS) Matters A…
1. Overview of IT General Controls (ITGC) Definition: Controls surrounding the information systems environment, including policies, procedures, organizational structure, and infrastructure. Purpose: Provide a secure, reliable foundation for application-specific controls. Scope: Encompasses administrative, physical, and logical controls, infrastructure management, and operational processes. 2. Key Areas of IT General Controls 2.1 Infrastructure and Environmental Controls Objective:…
Monetary policy is the process used by a country’s central bank (like the Reserve Bank of India or the Federal Reserve in the USA) to control the supply of money in the economy. The main goals of monetary policy are to: Control inflation (keep prices stable) Encourage economic growth (help businesses and people) Ensure financial…
परिचय: भारतीय रिज़र्व बैंक (RBI) ने फरवरी 2025 में रेपो रेट को 0.25% घटाकर 6.25% कर दिया है। यह कदम लगभग पाँच वर्षों बाद आया है और इसका उद्देश्य आर्थिक मंदी को संभालना और उपभोक्ता खर्च को बढ़ावा देना है। लेकिन आम जनता के लिए इसका क्या मतलब है? इस लेख में, हम सरल भाषा…
India stands at a pivotal juncture, experiencing significant economic and geopolitical shifts that are poised to shape its future trajectory. This comprehensive overview delves into the latest developments influencing the nation’s economic resurgence and its strategic positioning on the global stage. Economic Developments GDP Growth Rebound In the October-December quarter of 2024, India’s Gross Domestic…
The business cycle is the natural rise and fall of economic growth that occurs over time. It consists of four main phases: Peak, Recession, Trough, and Expansion. Each phase plays a crucial role in shaping the economy and influencing business and consumer behavior. To better understand these phases, let’s explore them with examples from the…
When only a handful of companies dominate a market, the rules of competition change dramatically. From pricing strategies to production decisions, these firms engage in a complex dance of interdependence, impacting everything from the cost of your groceries to the latest tech innovations. This article explores the fascinating world of oligopoly models, revealing how companies…